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COMMERCIAL INSURANCE

Is your business properly insured? From the core, your organization is one-of-a-kind and requires flexible and customized business insurance. Michigan companies deserve business insurance policies that are as unique as they are. You've worked hard to establish your brand and reputation – make sure you have the coverage your business needs.

	As a business owner, there are many decisions that must be made on a daily basis without having to worry about insurance. Let Cantor Insurance Group handle your commercial vehicles - we make things simple so you can spend more time growing your business and less time dealing with claims.



	One of the most important parts of being a business owner is having adequate property insurance. If you own the property on which your business is located, property insurance is a must. If you have any sort of inventory, equipment, or furniture on your business property, it is paramount that these things are insured. Business property insurance protects you against loss resulting from damage to your property caused by lightning, fire, wind, hail, or explosion as well as the cost of moving the property to protect it from additional damage. What is Business Property? Business property is anything and everything you own that relates to your business. Land, buildings, equipment, and vehicles are all considered property, and these things must be insured. Business property insurance will also cover theft of electronic equipment and furniture.



	As a business owner, general liability insurance is something you cannot do without. By running a business, you are familiar with the day-to-day uncertainties of small business management. You and your business can depend on general business liability insurance from Cantor Insurance Group. We understand that you need complete business protection - not just a basic policy with limited, generic coverage. Our general liability insurance even covers medical expenses and attorney fees and damages when you are legally responsible, along with other situations that may not have even crossed your mind, regardless of your planning. We know how hard you've worked and how much time you’ve spent on your business plan – the financial investment, careful planning, and endless hours to which you've grown accustomed. And because accidents can – and do – happen, general business liability insurance from CIG can protect you and your business. Did you know? Any individual or business that provides an opinion, makes recommendations, or offers design solutions and services is at risk for a professional liability lawsuit. Don't let your business get trapped in one of these situations - make sure you're covered with a personalized policy from CIG. Your insurance needs are unique to your business. Based on the commercial liability insurance requirements for your company and employees, we are able to work with you to determine the right type of general business liability insurance coverage for every stage of your business.



	Finding the proper workers' compensation insurance is essential to any business. Workers’ compensation covers your employees in the event of a job related personal injury, providing them with financial assistance for medical bills and cost of living while they are unable to continue working. These costs are often expensive, that's why a smart business owner will take the proper steps to be covered with a quality workers’ compensation policy. The size of your company can dictate the specific terms of your policy, so contact Cantor Insurance Group today to provide the exact specifications of your business. We'll ask you a few questions about your past claims, risk level, and number of employees in order to expedite an accurate quote so we can get you covered immediately!



	Also known as excess liability insurance, a commercial umbrella policy provides your business with additional protection when your current underlying policy exceeds its limits. An umbrella policy adds an extra layer of protection to your current policy, and is generally the easiest and most affordable way to raise your limit of coverage. Please be aware that commercial umbrella insurance does not extend the coverage limits on an existing liability or errors and omissions policy - it is merely an extra layer of protection for you and your business. Combined with the aforementioned policies, you can be sure that your business will be covered under even the most trying circumstances.



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	Cantor Insurance Group offers many additional insurance services to help serve you and your growing business. Information can be found by viewing the links below. As always, if you have any questions that are not answered on this page, please give us a call to speak with a representative that can assist you in obtaining a FREE business insurance policy quote. • Errors and Omissions • Employment Practice Liability (EPL) • Cyber Liability • Directors and Officers • Fiduciary Liability • Data Breach